Q4 Numbers Impress As Sundaram Finance Maps Out Rs 5 Billion Tier 2 NCD Blueprint For FY27

A Solid Quarter To Close The Year

Sundaram Finance has ended the fiscal year on a firm note, with both revenue and profitability delivering consistent performance in the March quarter. The results reinforce the company's position as one of India's most respected and conservatively managed non-banking financial companies, known for its asset quality and disciplined lending approach.

March Quarter Numbers At A Glance

Consolidated revenue from operations came in at 25.6 billion rupees for the March quarter, underlining healthy loan book growth and strong collections across its core vehicle finance and lending segments. Net profit of 5.54 billion rupees reflects tight cost management, controlled credit losses and resilient interest income - a combination that has long defined Sundaram Finance's operating DNA.

Tier 2 Capital Raise To Strengthen Balance Sheet

The board's approval to raise up to 5 billion rupees in Tier 2 capital through subordinated non-convertible debentures in FY 2026-27 is a forward looking step to shore up the company's capital adequacy. Subordinated NCDs are a standard and cost effective route for NBFCs to bolster Tier 2 capital, helping maintain healthy capital buffers as the loan book expands. This raise also signals management confidence in the company's credit standing and appetite for calibrated growth in the year ahead.

Key Highlights

• March quarter consolidated revenue from operations at 25.6 billion rupees
• March quarter consolidated net profit at 5.54 billion rupees
• Board approves fundraising of up to 5 billion rupees via Tier 2 subordinated NCDs
• Capital raise planned for FY 2026-27 to support balance sheet strength
• Results reflect stable asset quality, disciplined lending and strong collections

Sources: Sundaram Finance, Market Screener, Economic Times, The Hindu Business Line, Angel One