Gold Loans Just Got Bigger! RBI’s 85% LTV(Loan-to-Value) Rule Reshapes Lending Norms

Unknown Apr 02, 2026 450 Views

The Reserve Bank of India (RBI) has announced a major policy shift, increasing the LoantoValue (LTV) ratio for gold loans up to ₹2.5 lakh from 75% to 85%. This move aims to ease liquidity constraints for small borrowers, particularly in rural and semiurban areas, where gold loans serve as a key f...