Bajaj Housing Finance Delivers Stellar Q3 FY26: Revenue Hits ₹28.86B, PAT Soars to ₹6.65B

Key Highlights

• Revenue Surge: Total revenue from operations at ₹28.86 billion, reflecting solid interest income and operational scale.
• ​PAT Growth: Profit after tax jumped 21% YoY to ₹6.65 billion from ₹5.48 billion, driven by higher net interest income (NII) of ₹9.63 billion (up 19%).
• AUM Expansion: AUM grew 23% to ₹133,412 crore; loan assets up 23% to ₹117,305 crore.
• Asset Quality: Gross NPA at 0.27%, net NPA at 0.11%; provisioning coverage ~59%.
• ​Disbursements: Gross disbursements rose 31.5% YoY to ₹16,535 crore.
• ​Efficiency: Operating expenses to net total income at 19.0%; capital adequacy ratio at 23.15%.

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Bajaj Housing Finance's performance underscores resilience in India's housing sector, with stable margins and top AAA ratings from CRISIL and India Ratings. This positions the company for sustained growth in home loans, LAP, and developer finance.

Sources: Moneycontrol, MarketScreener, InvestyWise