Bandhan Bank reported Q3 FY25 consolidated net profit of ₹2.06 billion, weighed down by higher provisions and contingencies of ₹11.55 billion. Interest earned stood at ₹54.31 billion, while gross NPA levels were at 3.33%. The results highlight strong income generation but continued pressure from asset quality challenges.
Bandhan Bank has announced its Q3 FY25 results, reflecting steady interest income but lower profitability due to elevated provisions. The bank continues to face asset quality pressures, with gross NPAs remaining above 3%, even as it strengthens its lending portfolio and operational efficiency.
Key Highlights
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Provisions and Contingencies: ₹11.55 billion, impacting overall profitability.
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Interest Earned: ₹54.31 billion, showing strong income generation.
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Gross NPA: 3.33%, highlighting asset quality concerns.
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Net Profit: ₹2.06 billion, lower due to higher provisioning.
Focus remains on improving asset quality and expanding retail lending. Management emphasizes balancing growth with risk management.
Sources: Reuters, Mint, Business Standard, Bandhan Bank Investor Relations