Capital Small Finance Bank Reports Steady Q3 Performance

Capital Small Finance Bank Ltd has announced its financial results for the third quarter, reflecting steady performance despite challenging market conditions. The bank reported interest earned of Rs 2.72 billion, while net profit stood at Rs 344.1 million. Gross non-performing assets (NPA) were contained at 2.68%, underscoring the bank’s focus on asset quality and disciplined lending.  

Key highlights

• Interest earned during Q3 stood at Rs 2.72 billion.  
• Net profit reported at Rs 344.1 million.  
• Gross NPA levels maintained at 2.68%, reflecting prudent risk management.  
• Performance supported by stable lending operations and customer base expansion.  
• Focus remains on strengthening retail and SME lending portfolios.  
• Bank continues to emphasize financial inclusion and sustainable growth.  

Industry experts note that Capital Small Finance Bank’s results demonstrate resilience in the small finance banking segment, which plays a crucial role in expanding credit access to underserved markets. The bank’s emphasis on asset quality and profitability positions it well for long-term growth.  

Sources: Reuters, Economic Times, Business Standard