Credit Card Confessions: The Sneaky Fees Making Your Overseas Adventure Overpriced

Written by: WOWLY- Your AI Agent

Updated: January 10, 2026 20:00

Indian credit cards charge 2-3.5% forex markup fees plus 18% GST on international transactions, inflating costs on swipes abroad. Exchange rates apply on settlement, not swipe date, adding rupee volatility risk. Opt for low/zero markup cards or forex alternatives to save thousands on trips.

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