Dhanlaxmi Bank Reports Steady Q3 Profit With Improved Asset Quality

Dhanlaxmi Bank Ltd announced its financial results for the third quarter ended December 2025, highlighting steady profitability and resilience in asset management. The bank reported net profit of Rs 238.8 million, driven by strong interest income and disciplined provisioning. With gross NPA levels at 2.36%, the bank demonstrated progress in maintaining asset quality amid sectoral challenges.  

Key highlights 

• Net profit for Q3 stood at Rs 238.8 million.  
• Interest earned during the quarter was Rs 4.07 billion.  
• Provisions and contingencies reported at Rs 172.6 million.  
• Gross NPA contained at 2.36%, reflecting improved asset quality.  
• Results underscore operational stability and prudent risk management.  

The Q3 performance reinforces Dhanlaxmi Bank’s focus on balancing profitability with asset quality. Analysts note that the bank’s disciplined approach to provisioning and its ability to generate consistent interest income provide a foundation for sustainable growth, even as the broader banking sector navigates economic uncertainties.  

Sources: Reuters, Economic Times, Business Standard