Digital Banking Remains Active as Branches Close for RBI-Mandated Fourth Saturday

As per the RBI’s official holiday calendar, banks in India remain closed on the second and fourth Saturdays of every month, alongside all Sundays. Today, being the fourth Saturday (January 24, 2026), banking operations at branches are suspended nationwide.

This closure comes amid a long weekend in several states, with regional holidays on January 23 (Odisha, Tripura, West Bengal), followed by today’s fourth Saturday, Sunday (January 25), and Republic Day (January 26). Customers are advised to plan transactions accordingly, especially for cheque clearances and branch-dependent services.

Key Highlights

• Holiday Date: Saturday, January 24, 2026.
• Reason: RBI mandates closure on second and fourth Saturdays.
• Scope: Applies to all public and private banks across India.
• Digital Services: UPI, net banking, mobile banking remain fully functional.
• Long Weekend: Regional holidays (Jan 23) + Fourth Saturday (Jan 24) + Sunday (Jan 25) + Republic Day (Jan 26).
• Next Working Day: Banks will reopen on Tuesday, January 27, 2026.

Sources: Economic Times, Mint, RBI Holiday Calendar