ESAF Small Finance Bank Reports Strong Growth In Advances And Deposits

ESAF Small Finance Bank Limited has announced robust financial growth for the quarter ending December 31, 2025. The bank’s gross advances rose by 13.06% year-on-year, reflecting strong credit demand and effective lending strategies. Meanwhile, total deposits increased by 7.10% year-on-year, underscoring customer confidence and the bank’s ability to attract stable funding.  

Key highlights from the announcement include  

• Gross advances as of December 31, 2025, grew 13.06% compared to the previous year.  
• Total deposits rose 7.10% year-on-year, strengthening the bank’s funding base.  
• The growth in advances reflects rising demand for credit across retail and MSME segments.  
• Deposit growth indicates continued trust from customers, particularly in rural and semi-urban markets.  
• The performance aligns with ESAF’s mission of financial inclusion and expanding access to banking services.  
• Industry analysts note that the bank’s balanced growth in advances and deposits supports long-term sustainability.  

The results demonstrate ESAF Small Finance Bank’s resilience and consistent progress in India’s competitive financial landscape. By focusing on inclusive banking and expanding its reach, the bank continues to strengthen its role in supporting economic growth and empowering underserved communities.  

Sources: Economic Times, Business Standard, Moneycontrol