PNB Housing Finance Reports Strong Q3 Performance With Net Profit At Rs 5.2 Billion

PNB Housing Finance Ltd has reported robust financial results for the third quarter of FY26. The company recorded consolidated interest income of Rs 20.19 billion, reflecting healthy loan growth and stable demand in the housing finance market. Net profit stood at Rs 5.2 billion, underscoring improved operational efficiency and prudent risk management.  

The performance demonstrates resilience amid a competitive lending environment, with PNB Housing Finance continuing to focus on expanding its retail loan portfolio and strengthening its balance sheet. Analysts note that the company’s profitability is supported by disciplined cost control and enhanced credit monitoring practices.  

Key Highlights  

• Consolidated interest income reported at Rs 20.19 billion in Q3 FY26  
• Net profit stood at Rs 5.2 billion, reflecting strong operational performance  
• Growth driven by healthy demand in housing finance and retail lending  
• Improved asset quality and prudent risk management supported profitability  
• Company continues to strengthen balance sheet and expand retail loan portfolio  

Future Outlook  
PNB Housing Finance is expected to maintain momentum by focusing on sustainable growth, digital transformation, and customer-centric solutions. With steady demand in the housing finance sector, the company is positioned to deliver consistent performance and reinforce investor confidence.  

Sources: Business Standard, Mid-Day, PNB Housing Finance Investor Filings