Equity mutual fund inflows eased 6.2% to Rs 28,054 crore in December 2025 from November, amid volatility and profit-taking, while SIPs hit a record Rs 31,002 crore with 9.79 crore accounts. Debt saw massive Rs 1.32 lakh crore outflows, but 2025 equity total reached Rs 3.03 lakh crore.
Equity mutual fund inflows moderated to Rs 28,054 crore in December 2025, down 6.2% from Rs 29,911 crore in November, amid profit booking and market volatility. Systematic Investment Plans (SIPs) surged to a record Rs 31,002 crore, underscoring retail investor resilience. Overall AUM dipped slightly to Rs 80.23 lakh crore, driven by massive debt fund outflows.
Key Highlights
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SIPs reached an all-time high of Rs 31,002 crore, up 5% from November's Rs 29,445 crore, with 9.79 crore active accounts.
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Equity sub-categories like flexi-cap (Rs 10,019 crore), mid-cap (Rs 4,176 crore), and large & mid-cap (Rs 4,094 crore) led inflows; ELSS and dividend yield saw outflows of Rs 718 crore and Rs 254 crore.
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Gold ETFs inflows jumped to Rs 11,647 crore, fueled by 70%+ gold returns in 2025; hybrid funds added Rs 10,756 crore.
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Debt funds faced Rs 1.32 lakh crore outflows due to year-end liquidity needs, leading to industry net outflows of Rs 66,591 crore.
Despite the equity dip—32% lower year-on-year—2025 total equity inflows hit Rs 3.03 lakh crore, signaling sustained confidence in India's growth story. Experts attribute the trend to disciplined SIP adoption amid volatility. Retail flows via SIPs now form over 20% of industry AUM at Rs 16.63 lakh crore.
Sources: Association of Mutual Funds in India (AMFI), The Hindu BusinessLine, India Today, Outlook Money.