LIC Housing Finance Q2 Net Profit Rises to ₹13.49 Billion; Interest Income Tops ₹70 Billion

LIC Housing Finance Ltd (LIC HFL), one of India’s leading housing finance companies, has posted robust financial results for the quarter ended September 2025, with net profit (PAT) climbing to ₹13.49 billion, up from ₹12.27 billion in the same quarter last year. The company’s interest income surged to ₹70.42 billion, reflecting healthy loan book expansion and improved yield management.

The company continues to benefit from strong demand in the affordable housing segment, particularly among salaried borrowers, and has maintained stable asset quality with gross NPAs under control. LIC HFL also emphasized its digital transformation initiatives, which have streamlined loan processing and improved customer engagement.

The management remains optimistic about sustained growth in H2 FY2026, supported by festive demand and government incentives for housing.

Key Highlights:

• Net Profit (Q2 FY2026): ₹13.49 billion
• Interest Income: ₹70.42 billion
• Growth Drivers: Affordable housing demand, salaried borrower focus, digital loan processing
• Asset Quality: Stable with controlled NPAs
• Outlook: Positive on festive momentum and policy support

LIC HFL’s performance underscores its resilience and strategic alignment with India’s housing finance priorities.

Source: LIC Housing Finance Financial Results