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As September 2025 approaches, banking customers across India are preparing for multiple bank holidays throughout the month. According to the Reserve Bank of India’s official holiday calendar, banks will observe closures for up to 15 days across various states. These holidays include regional festivals, national observances, all Sundays, and designated Saturdays, affecting banking operations nationwide.
Key Highlights About September Bank Holidays
Banks will be closed in different states on festivals such as Onam, Id-e-Milad, Navratra Sthapna, Durga Puja, and other regional celebrations.
Apart from festival-related holidays, banks close on all Sundays, along with the 2nd and 4th Saturdays of September.
The 15 days of closure vary state-wise; customers are advised to check local bank holiday schedules.
Despite branch closures, digital and online banking services like NEFT and RTGS will remain functional.
Major Festivals Causing Bank Closures In September
On September 3 (Wednesday), banks in Jharkhand observe Karma Puja.
September 4 (Thursday) marks First Onam, declared a bank holiday in Kerala.
September 5 (Friday) is a significant holiday observed across many states including Gujarat, Maharashtra, Karnataka, Tamil Nadu, New Delhi, Hyderabad, and more, for Id-e-Milad and Thiruvonam.
Id-e-Milad and Indrajatra holidays affect banking in states like Sikkim, Chhattisgarh, Jammu, and Srinagar on September 6 and September 12 respectively.
Navratra Sthapna occurs on September 22 (Monday), causing bank closure in Rajasthan.
Jammu, Srinagar close banks on September 23 to commemorate Maharaja Hari Singh Ji’s birthday.
Durga Puja holidays lead to closures from September 29 to 30 in Tripura, Assam, West Bengal, Odisha, and other states.
State-Wise Bank Holiday Overview
States including Ahmedabad, Bengaluru, Chennai, Mumbai, Lucknow, Guwahati, and Hyderabad will close for specific regional holidays like Id-e-Milad, Thiruvonam, and others.
Jammu and Kashmir have multiple holidays, including Id-e-Milad, Maharaja Hari Singh Ji’s birthday.
Northeastern states such as Tripura, Assam, and Sikkim observe Durga Puja and related festivities leading to bank closures.
Southern states like Kerala and Telangana celebrate Onam and Bathukamma with corresponding bank holidays.
The official RBI holiday calendar differentiates between central, state government, and regional bank holidays.
What Bank Customers Should Know
Banking transactions requiring branch visits should be planned ahead to avoid inconvenience.
Digital services including UPI, net banking, and mobile banking will continue to operate 24x7.
Real Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT) platforms are available even on many holidays.
Some transactions may experience delays due to bank closures; customers are advised to schedule accordingly.
Pay close attention to local notifications from individual banks, as holiday observance may vary by branch location.
Importance Of Knowing Bank Holidays
Helps avoid last-minute run to banks for essential transactions.
Enables timely payment of bills and loan EMIs avoiding penalties.
Assists businesses in planning payroll, supplier payments, and financial closures.
Supports better financial and personal planning for customers.
In Conclusion
September 2025 brings a long list of bank holidays across India with up to 15 days of closures state-wise. Being aware of this schedule is crucial for smooth financial management and avoiding the disruption of essential banking services. While physical banking slows, digital platforms provide a reliable alternative to keep money matters running seamlessly.
Source: Reserve Bank of India, Times of India, Economic Times, HDFC Bank, UCO Bank, India Today
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