Bajaj Finance Powers Ahead: AUM Hits ₹5.2 Lakh Cr, Q1 Loans Surge 23%

Bajaj Finance Ltd has delivered a strong Q1 FY26 performance, showcasing robust growth across its lending and deposit verticals. The company’s aggressive retail push and digital onboarding strategy continue to pay off, with record metrics in assets, deposits, and new loan originations.

 

Key Highlights:

 

Assets Under Management (AUM) rose 25% YoY to ₹5.2 lakh crore as of June 30, 2025, up from ₹4.16 lakh crore in FY25.

 

Deposit Book grew 15% YoY to ₹79,120 crore, reflecting strong traction in fixed deposits and recurring deposit schemes.

 

New Loans Booked jumped 23% YoY to 12.23 million in Q1, driven by demand in consumer durables, personal loans, and SME financing.

 

Customer Base expanded to 10.8 crore, up 17% YoY, with over 70% of new customers acquired via digital channels.

 

Digital Momentum: The “Bajaj Finserv App” crossed 65 million downloads, supporting seamless loan approvals and servicing.

 

Asset Quality remained stable:

 

Gross NPA: 0.89%

 

Net NPA: 0.32%

 

Provision Coverage Ratio: 68%

 

Profitability Outlook: Net interest income (NII) rose 21% YoY, with Q1 PAT expected to exceed ₹4,900 crore, maintaining a healthy RoA of 3.1%.

 

Bajaj Finance’s Q1 update signals continued dominance in India’s NBFC space, with its tech-led retail strategy driving scale, efficiency, and customer stickiness.

 

Source: CNBC TV18, Economic Times, Bajaj Finance Investor Filings