Bajaj Finance Q3 FY26 Blockbuster: ₹18,656 Cr Interest Income, ₹3,978 Cr Profit Fuels NBFC Dominance

Results Overview

Bajaj Finance Ltd, India's leading diversified NBFC, announced robust Q3 FY26 (Dec quarter) earnings on February 3, 2026. Consolidated interest income hit ₹186.56 billion (₹18,656 crore), while net profit reached ₹39.78 billion (₹3,978 crore), reflecting resilient consumer demand and operational efficiency.

New loans disbursed topped ₹74,000 crore, up 20% YoY, with customer franchise exceeding 100 million.

Growth Drivers
Strong performance across consumer durable, personal loans, and rural financing; subsidiaries like Bajaj Housing Finance added momentum (Q3 profit ₹665 Cr). NIM stable at ~12.5%; provisions controlled despite regulatory curbs easing.
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Key Highlights

• Interest Income: ₹186.56 bln (₹18,656 Cr), powering core lending ops.
• ​Net Profit: ₹39.78 bln (₹3,978 Cr); RoE ~24% annualized.
• AUM Expansion: ₹3.9 lakh Cr (+28% YoY); deposits ₹62,000 Cr (+34%).
• ​Disbursements: ₹74,000 Cr new loans; 10 lakh customers added Q3.

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Sources: Marketscreener, TradingView, Moneycontrol, Bajaj Press.