SBI posted a strong Q2 net profit of ₹201.6 billion, driven by ₹429.84 billion net interest income and a low gross NPA of 1.73%. Proactive provisioning of ₹54 billion highlights the bank's prudent risk management amid ongoing credit growth .
                                        
                        
	State Bank of India (SBI) announced strong Q2 results with a net profit of ₹201.6 billion, supported by solid net interest income and prudent provisioning. The quarter highlights SBI’s resilient banking operations and improving asset quality in a dynamic economic environment.
	 
	Profit and Income Metrics
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		SBI reported a net profit of ₹201.6 billion for Q2, reflecting stable earnings growth and operational efficiency .
 
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		Net interest income reached ₹429.84 billion (Reuters calculation), underlining core banking strength.
 
	Asset Quality
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		Gross Non-Performing Assets (NPA) stood at 1.73%, demonstrating effective credit risk management and resolution efforts.
 
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		Provisions and contingencies totaled ₹54 billion, including ₹41.32 billion towards NPAs, ensuring robust balance sheet health.
 
	Strategic Outlook
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		SBI’s diligent provisioning and asset quality focus position it well to navigate macroeconomic challenges and capitalize on credit demand recovery.
 
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		Continued digital expansion and diversification efforts are expected to sustain growth momentum.
 
	This quarterly performance underscores SBI’s market leadership and financial stability amidst evolving banking sector dynamics.
	 
	
		Sources: Reuters, State Bank of India disclosures, Economic Times