Banks To Remain Closed On Key Dates In February 2026

The Reserve Bank of India has published the February 2026 holiday calendar for scheduled commercial banks across the country. These holidays vary by state and region, reflecting local festivals and observances, alongside nationwide closures. While digital banking services such as UPI, mobile banking, and ATMs will remain available, physical branch services like cheque clearing and over-the-counter transactions will not be accessible on these dates.  

Key highlights from the announcement include  

• Banks will remain closed nationwide on Sundays and the second and fourth Saturdays of the month.  
• Maha Shivaratri on February 15 will be observed in several states including Andhra Pradesh, Bihar, Karnataka, Maharashtra, Tamil Nadu, and Delhi.  
• Losar festival on February 18 will be marked in Sikkim, leading to closures in the state.  
• Chhatrapati Shivaji Maharaj Jayanti on February 19 will be observed in Maharashtra.  
• Statehood Day on February 20 will be celebrated in Mizoram and Arunachal Pradesh, resulting in regional closures.  
• Other regional holidays may apply depending on state-specific observances.  

Industry experts emphasize that while physical banking services will be unavailable on these dates, customers can continue to access essential services digitally. The RBI’s holiday list is designed to accommodate both national and regional cultural observances, ensuring uniformity while respecting state-specific traditions.  

Customers are advised to complete important banking tasks such as cheque deposits, branch visits, and documentation submissions ahead of these holidays to avoid delays. The February holiday schedule is relatively shorter compared to other months, but still includes significant regional observances that may impact business and financial planning.  

Sources: Economic Times, Deccan Herald, RBI Holiday Circular