Bullish Momentum Builds: SIP Surge Drives Optimism for HDFC AMC and UTI AMC

Analysts are turning increasingly positive on asset management companies (AMCs) like HDFC AMC and UTI AMC, as systematic investment plan (SIP) flows hit record highs and equity fund performance improves. The trend signals growing investor confidence and long-term potential for India's mutual fund industry.

Key Highlights From Analyst Reports and Market Trends

- Monthly SIP inflows reached an all-time high of Rs 27,269 crore in June 2025, up 2 percent from May  
- UTI AMC’s SIP AUM grew at a CAGR of 24 percent over FY2022–2025, now accounting for 41 percent of its equity AUM  
- HDFC AMC’s equity AUM market share rebounded to nearly 13 percent as of March 2025, with strong fund performance and a 60 percent net margin  
- Brokerage firm Antique Stock Broking initiated coverage on both stocks with “buy” ratings, citing stable flow market share and consistent returns  
- UTI AMC’s recent product launches, including Quant and Multi-Cap Funds, are expected to support equity inflows and diversify offerings  
- Analysts expect revenue and PAT CAGR of 12–16 percent for both AMCs over FY2025–2028  

Strategic Context and Industry Outlook

- The mutual fund industry’s total AUM hit Rs 72.2 lakh crore in May 2025, reflecting deepening retail participation  
- Despite short-term equity inflow volatility, SIPs continue to provide a stable growth engine for AMCs  
- UTI AMC’s strong presence in Tier-2 and Tier-3 cities and low cost inflation enhance its competitive positioning  
- HDFC AMC’s high dividend payout and return on equity justify its premium valuation among peers  

Outlook

With SIPs driving disciplined investing and AMCs expanding their product suites, HDFC AMC and UTI AMC are well-positioned to benefit from India’s financialisation wave and rising middle-class investment appetite.

Sources: CNBC-TV18, Business Standard, Economic Times Markets, Moneycontrol, Livemint, Financial Express, Trendlyne, Angel One, AMFI India, Antique Stock Broking, Motilal Oswal Financial Services, InCred Equities, ICICI Securities, Morningstar India

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