Buy Now Pay Later Powers PayPal’s Growth Engine, CEO Confirms Rapid Acceleration

PayPal’s CEO recently reported an acceleration in the Buy Now Pay Later (BNPL) segment, underscoring its role as a key driver of the company’s expanding transaction volumes and customer growth. BNPL allows consumers to make purchases with interest-free installment payments, enhancing affordability and boosting merchant sales globally.

 

Key Highlights

 

BNPL transaction volume surged over 20% year-on-year in Q2 2025, while monthly active accounts grew by 18%.

 

Strategic partnerships, including multi-billion dollar deals with Blue Owl Capital, underpin funding for BNPL receivables.

 

Merchants leveraging PayPal’s BNPL platform have recorded notable sales growth and increased average order values.

 

Customer acquisition trends remain robust across PayPal’s payment ecosystem, reflecting the success of diversified financing solutions.

 

The CEO emphasized BNPL’s accelerating momentum as a strategic focus area poised to fuel PayPal’s future growth and deepen consumer engagement globally.

 

Sources: Nasdaq, Investors.com, PayPal official statements