Capital Small Finance Bank Posts Rs 320.1 Million Profit in Q1 Amid Stable Asset Quality

Capital Small Finance Bank Ltd has reported a net profit of Rs 320.1 million for the quarter ended June 2025, reflecting steady operational performance and prudent risk management.

Key Highlights

- Interest earned during the quarter stood at Rs 2.47 billion, driven by consistent growth in advances and investment income.

- Provisions and contingencies were contained at Rs 88.4 million, indicating improved credit discipline and lower stress in the loan book.

- Gross Non-Performing Assets (NPAs) were reported at 2.749 percent of gross advances, showcasing stable asset quality despite macroeconomic headwinds.

Strategic Outlook

- The bank continues to focus on secured lending and expanding its footprint in semi-urban and rural markets.

- With a strong CASA ratio and improving cost-to-income metrics, Capital SFB is well-positioned to sustain profitability in upcoming quarters.

- Management remains committed to digital transformation and enhancing customer experience across channels.

Sources: Reuters, Moneycontrol, Capital SFB Investor Filings.