Capital Small Finance Bank Reports Strong Growth In Deposits And Advances

Capital Small Finance Bank Ltd has reported healthy growth in both deposits and advances as of December 31, 2025. The bank’s performance highlights its ability to attract customer deposits while expanding lending operations across retail and MSME segments, reinforcing its position in India’s small finance banking sector.

Key Highlights

• Total deposits stood higher by 18.5% YoY, reflecting strong customer trust and widening reach.
• Gross advances grew 19.8% YoY, driven by retail lending and MSME financing.
• The growth trajectory underscores the bank’s balanced approach to deposit mobilization and credit expansion.
• Improved liquidity and asset quality continue to support sustainable growth.
• The bank’s strategy remains focused on expanding its footprint in semi-urban and rural markets.

Broader Context
Capital Small Finance Bank’s consistent growth in deposits and advances demonstrates resilience in India’s financial services sector. With rising demand for credit and strong deposit inflows, the bank is well positioned to sustain momentum while supporting financial inclusion and regional economic development.

Sources: Reuters India, Business Standard, Capital Small Finance Bank Ltd Corporate Filing