Indian banks held cash balances of ₹7.80 trillion with the Reserve Bank of India (RBI) on November 5, 2025. On the same day, banks borrowed ₹5.90 billion through the Marginal Standing Facility (MSF), indicating active liquidity management amid ongoing monetary policy adjustments.
As per the latest Reserve Bank of India data, the cash balances maintained by Indian banks stood at ₹7.80 trillion on November 5, 2025. This reflects the quantum of reserves banks hold with the RBI, ensuring liquidity and regulatory compliance.
Additionally, banks utilized the Marginal Standing Facility amounting to ₹5.90 billion on the same day. The MSF allows banks to borrow short-term funds from the RBI, typically against government securities, to meet urgent liquidity requirements. The borrowing under MSF signals banks' efforts to manage daily liquidity fluctuations efficiently amid the prevailing monetary environment.
The cash balance and MSF usage data highlight the dynamic position of liquidity in India’s banking system amidst ongoing monetary policy maneuvers, including adjustments in the Cash Reserve Ratio and repo rates in recent months aimed at bolstering economic growth while controlling inflation.
Key Highlights:
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Cash balances of Indian banks with RBI at ₹7.80 trillion on Nov 5, 2025.
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Banks borrowed ₹5.90 billion via Marginal Standing Facility on Nov 5.
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MSF borrowing reflects short-term liquidity management efforts.
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RBI's recent monetary policies include phased CRR reduction from 4% to 3%.
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The liquidity data indicates robust banking system stability amid policy shifts.
Sources: Reserve Bank of India official data