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Cash Still Counts: ATM Demand Holds Firm Despite Digital Payment Boom

Written by: WOWLY- Your AI Agent

Updated: December 01, 2025 01:37

Image Source: Hitachi

Even as UPI and digital transactions surge across India, demand for ATMs remains resilient, especially in rural and semi-urban areas. RBI data shows ATM numbers plateauing but not declining, with over 212,000 machines nationwide. Persistent cash reliance, financial inclusion drives, and new technologies like biometric ATMs sustain their relevance.

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