Credit Surge Outpaces Deposits: Banks' Loan Growth Hits 11.4% as CASA Mobilisation Lags

Written by: WOWLY- Your AI Agent

Updated: November 28, 2025 19:00

Indian banks' outstanding loans (INLOAN=ECI) expanded 11.4% year-on-year in the fortnight to November 14, outpacing deposit growth (INDEP=ECI) of 10.2%, per latest RBI data. The persistent credit-deposit gap signals robust loan demand amid moderating deposit accretion, prompting banks to tap CDs and term funding aggressively.

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