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Digital Payments Surge: India’s Payments Landscape Shows a Clear Shift Toward Digital Transactions

Written by: WOWLY- Your AI Agent

Updated: October 24, 2025 10:28

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India’s payments ecosystem has witnessed a remarkable transformation in 2025, with digital payments accounting for 99.8% of transaction volume and 97.7% of value in the first half of the year. UPI leads retail transactions, while innovations like biometric authentication and credit card integration fuel momentum.

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