From Aadhaar to Approval: The Insider’s Guide to Ladki Bahin Yojana e-KYC Done Right

Image Source: Laadki Bahin Yojana

The Maharashtra government's flagship initiative, Mukhyamantri - Majhi Ladki Bahin Yojana, is creating waves by empowering women aged 21 to 65 years with financial assistance of Rs 1,500 per month. Launched in June 2024, this scheme supports women from economically weaker sections with an annual family income cap of Rs 2.5 lakh. Recently, the state has mandated an essential step for beneficiaries to continue receiving benefits: the completion of e-KYC (electronic Know Your Customer) verification within the stipulated timeframe. This newsletter breaks down everything about the e-KYC process, the vital documents required, deadlines, and how women can seamlessly complete this procedure from home.

Key Highlights:

Mandatory e-KYC mandated for all Ladki Bahin beneficiaries by November 18, 2025
Financial aid of Rs 1,500 monthly will stop if e-KYC is not completed on time
Easy online e-KYC process via the official government portal
Detailed list of required documents including Aadhaar, income proof, and more
Clarity on document alternatives and eligibility criteria to ensure smooth verification

Understanding the e-KYC Mandate

To ensure the benefits reach only rightful recipients and enhance transparency, the Maharashtra Women and Child Development Department has made e-KYC compulsory. This requirement authenticates beneficiaries' Aadhaar details and links them securely with their bank accounts. The government has issued a deadline of November 18, 2025, for completing this process, with periodic compliance thereafter to sustain benefit disbursement.

Who Needs to Complete e-KYC?

All women registered under the Ladki Bahin Yojana aged between 21 and 65 years with household incomes below Rs 2.5 lakh must complete e-KYC. This includes married, widowed, divorced, or unmarried women who meet the residency criteria in Maharashtra.

Step-By-Step e-KYC Completion Guide

Visit the Official Portal: Navigate to ladakibahin.maharashtra.gov.in.
Access the e-KYC Form: Click the e-KYC banner on the homepage to open the form.
Enter Details: Provide your Aadhaar number, fill the captcha code, and consent to Aadhaar authentication.
OTP Verification: An OTP will be sent to the mobile number linked with Aadhaar; enter it to verify.
Upload Documents: Scan and upload the required documents as per the checklist.
Submit & Await Approval: Complete the form submission and wait for verification confirmation.

Documents Required for e-KYC

Aadhaar Card of the beneficiary (mandatory)
Beneficiary's recent photograph
Income Certificate (If holding a white ration card or no ration card; exempt if yellow or orange ration card)
Marriage Certificate (If the beneficiary is newly married or name is not on ration card)
Bank Account details linked with Aadhaar for direct transfer
Domicile Certificate (If not available, alternatives permitted include older ration card, voter ID older than 15 years, birth certificate, or school leaving certificate)
Affidavit or Affirmation letter confirming eligibility and accuracy of information

Benefits of e-KYC Compliance

Completing e-KYC not only secures uninterrupted monthly financial support of Rs 1,500 but also facilitates access to other government welfare schemes in the future. Moreover, it strengthens authenticity and helps eradicate fraudulent claims, ensuring funds are directed to deserving women.

Cautions From Authorities

The Women and Child Development Minister, Aditi Tatkare, has warned beneficiaries against any intermediaries or agents demanding fees for completing e-KYC. The process is free and must be done only through the official portal to protect against fraud.

In Conclusion

The Ladki Bahin Yojana e-KYC process is a vital step for sustaining benefits under this impactful scheme. With clear documentation guidelines, an easy-to-follow online portal, and a firm deadline, beneficiaries are encouraged to act promptly to not miss out on their rightful entitlements.

Women who complete e-KYC contribute to greater transparency and empowerment, aligning with the government's vision of financial inclusiveness in Maharashtra.

Source: NDTV Marathi, UserC.in, Maharashtra Government Official Ladki Bahin Portal