Public sector lender Punjab & Sind Bank reported healthy business expansion in the December 2025 quarter, driven by growth in deposits and advances. The bank’s total business rose nearly 12% year-on-year, while healthy CASA growth strengthened its deposit base, indicating sustained retail momentum.
Punjab & Sind Bank has announced its provisional business performance for the quarter ended December 31, 2025, highlighting robust growth across major parameters. The bank’s total business expanded to Rs 2,49,691 crore, marking an 11.84% annual rise, supported by consistent improvement in deposits and advances.
Key Highlights
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Total deposits stood at Rs 1,39,203 crore, up 9.27% year-on-year and 2.58% sequentially, reflecting steady savings inflow
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CASA deposits improved to Rs 43,182 crore, a 4.99% quarter-on-quarter increase, with the CASA ratio rising to 31.02% from 30.31% in the September quarter
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Gross advances increased 15.25% year-on-year to Rs 1,10,488 crore, showing healthy credit demand
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The credit-deposit ratio improved to 79.37% from 77.79% sequentially, indicating better asset utilization
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The provisional figures are subject to audit by the Central Statutory Auditors of the bank
Source: Punjab & Sind Bank Exchange Filing, BSE