Image Source: MoneyControl
As September’s festive mood sets in, bank users across India should brace for an extended series of branch closures next week. With regional holidays, religious festivities, and scheduled weekends converging, several cities and states will see banks shut on key dates for Navratra Sthapna, Maharaja Hari Singh’s birthday, and routine weekend breaks. This newsletter presents a comprehensive breakdown of when banks will remain closed, ensuring customers can plan their financial tasks and avoid last-minute hassles.
Key Holiday Highlights and Dates
Navratra Sthapna (Monday, September 22, 2025)
Banks in Jaipur will be closed on September 22 to mark Navratra Sthapna, which signifies the start of the revered nine-day festival, Navratri.
Customers in Jaipur should complete essential banking chores before the holiday, as digital banking will remain accessible but in-branch services will pause for the day.
Maharaja Hari Singh’s Birthday (Tuesday, September 23, 2025)
Banks in Jammu and Srinagar will observe a holiday on September 23 to commemorate the birthday of Maharaja Hari Singh, the last ruling Maharaja of Jammu and Kashmir, whose legacy is celebrated with official observance.
Branches in these cities will resume normal functioning the following day.
Regular Weekend Closures (Saturday, September 27 & Sunday, September 28, 2025)
All banks nationwide will be shut on Saturday, September 27, marking the month’s fourth Saturday closure as per the Reserve Bank of India (RBI) mandate.
Sunday, September 28, is a nationwide bank holiday, with all branches closed.
Impact on Banking Services
While digital banking (internet and mobile) will remain available throughout these holidays, certain transactions—such as large cash deposits, loan processing, and paperwork—will require branch visits and must be planned around these closures.
ATMs and banking call centers will function as usual, though higher footfalls just before and after holidays may cause delays at some branches.
State-Wise Holiday Variation
Note that bank holidays are declared by the RBI and may differ among states and union territories, since regional festivals and historic commemorations are observed only locally.
Jaipur, Jammu, and Srinagar are the primary regions affected next week, with nationwide closures for weekends.
Checklist for Bank Users
Plan and execute urgent banking activity before September 22 if in Jaipur, September 23 if in Jammu/Srinagar, and before the fourth Saturday and Sunday nationwide.
Use digital channels for account transfers, fund payments, and balance queries to avoid being affected by branch closures.
For businesses, salary, vendor, and payment schedules should be adjusted to account for these banking holidays.
Looking Ahead
The rest of September is packed with more regional holidays, including Maha Saptami/Durga Puja and Maha Ashtami in select states toward month-end.
Always confirm with your local branch or check the RBI holiday calendar before planning transactions around festival periods.
Conclusion
With Navratra Sthapna, Maharaja Hari Singh’s birthday, and regular weekends, India’s banking calendar enters a holiday-heavy stretch next week. Whether you’re a business owner or a retail customer, mark these dates and manage your finances proactively. Digital banking solutions provide a buffer, but in-branch services will pause—so plan ahead and avoid the rush.
Sources: Jagran Josh, Economic Times, Indian Express, Moneycontrol, Times of India
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