Indian Banks Report 9.4% Growth In Deposits As Of December 15

The Reserve Bank of India’s latest data shows that deposits across Indian banks grew 9.4% year on year in the fortnight ending December 15, 2025. This increase underscores the sector’s ability to attract funds despite global uncertainties, with retail and corporate customers contributing to the rise in balances.

Key Highlights

• Total deposits rose 9.4% YoY in the fortnight to December 15, 2025.
• Growth was supported by higher retail participation and improved CASA (current account savings account) ratios.
• Liquidity inflows remained strong, reflecting confidence in the banking system.
• Advances also showed steady growth, indicating balanced credit demand across industries.
• Deposit growth aligns with broader macroeconomic stability and resilient domestic consumption.
• Banks such as Punjab National Bank and Tamilnad Mercantile Bank reported double-digit growth in deposits during FY26.
• The sector continues to benefit from digital banking adoption and expanding customer base in Tier-II and Tier-III cities.

Conclusion
The 9.4% deposit growth highlights the strength of India’s banking sector, supported by retail confidence and digital adoption. With balanced credit demand and strong liquidity inflows, banks remain well-positioned to sustain growth momentum in FY26.

Sources: Reserve Bank of India, Trading Economics, DeepNewz