Indigo Sbi Card Elite: Can It Really Help You Fly For Free

IndiGo, India’s largest domestic airline, has partnered with SBI Card to launch the IndiGo SBI Card ELITE, a premium co-branded credit card aimed at frequent flyers. The card promises to turn everyday spending into free flights by rewarding users with IndiGo BluChips, which can be redeemed directly for tickets.  

The card comes with a joining fee of Rs 4,999 plus taxes, but offers immediate value through welcome benefits including 5,000 IndiGo BluChips and a 6E Eats voucher. For loyal IndiGo customers, these rewards can offset the initial cost while providing access to exclusive travel perks.  

Key highlights from the card review include  

• Users earn up to 7 IndiGo BluChips per Rs 100 spent, with accelerated rewards on IndiGo bookings.  
• Annual milestone benefits allow cardholders to earn up to 29,000 bonus BluChips per year.  
• Welcome benefits include 5,000 BluChips and a 6E Eats voucher, roughly equal to the joining fee.  
• The card provides complimentary airport lounge access, enhancing travel comfort.  
• Insurance benefits are included, offering protection for frequent travelers.  
• Available on Mastercard and RuPay networks, with UPI compatibility for RuPay variant.  
• Annual renewal fee is Rs 4,999 plus taxes, making it suitable for frequent flyers rather than occasional travelers.  
• BluChips earned can be redeemed for IndiGo flight tickets, effectively enabling free travel.  
• The card is designed to appeal to IndiGo loyalists who prioritize domestic travel convenience.  
• Market analysts rate the card highly for travel rewards but caution about its high annual fee.  

The IndiGo SBI Card ELITE is best suited for travelers who frequently fly with IndiGo and can maximize the BluChips rewards program. While occasional flyers may find the annual fee steep, regular users stand to benefit significantly, with the potential to offset costs through free flights and exclusive perks.  

Sources: Livemint, Paisabazaar, CardInsider