MAS Financial Delivers ₹855.5 Million Profit In Q1 On Strong Lending Momentum

MAS Financial Services Ltd has posted a consolidated net profit of ₹855.5 million for the quarter ended June 2025, backed by robust loan disbursements and disciplined cost management. Total revenue from operations stood at ₹4.66 billion, reflecting the company’s steady expansion in retail and MSME lending.

 

Key Highlights From The Quarterly Performance

 

- Net profit rose 10.3 percent year-on-year, supported by higher interest income and stable asset quality.

- Operating income grew 13.2 percent sequentially, driven by increased demand for micro-enterprise and SME loans.

- The company maintained a healthy net interest margin, aided by a diversified funding mix and improved cost of funds.

- Asset under management (AUM) crossed ₹10,000 crore, with over 65 percent of the portfolio comprising secured loans.

 

Strategic Developments And Market Position

 

- MAS continues to deepen its reach through co-lending partnerships with NBFCs and regional banks, expanding into underserved geographies.

- The firm is investing in AI-driven underwriting and API integrations to enhance credit assessment and reduce turnaround time.

- Its housing finance subsidiary, MRHMFL, contributed meaningfully to consolidated growth, with stable gross stage 3 assets below 1 percent.

 

Outlook

 

With strong fundamentals and a tech-enabled lending model, MAS Financial is well-positioned to scale its footprint while maintaining prudent risk controls.

 

Sources: MAS Financial Services Filings, Moneycontrol, Business Standard, BlinkX, Investing.com.