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Niyogin Fintech Accelerates Lending Momentum with 52.7% YoY Surge in Q1 Gross Loan AUM


Updated: July 07, 2025 13:12

Image Source: The Economic Times
Niyogin Fintech Ltd has reported a robust 52.7% year-on-year increase in its Gross Loan Assets Under Management (AUM), reaching ₹319 crore in Q1 FY25. This performance underscores the company’s expanding footprint in the MSME lending space and its successful execution of a partner-led distribution strategy.
 
Key Highlights and Strategic Insights:
  • Gross Loan AUM rose to ₹319 crore in Q1 FY25, up from ₹209 crore in Q1 FY24, reflecting strong credit demand and deeper market penetration.
  • On a sequential basis, AUM grew 7.8% from ₹296 crore in Q4 FY24, maintaining consistent quarter-on-quarter momentum.
  • The growth is attributed to Niyogin’s embedded finance model and its focus on underserved MSMEs across rural and semi-urban India.
  • The company’s Build-Operate-Transfer (BOT) and Banking-as-a-Service (BaaS) platforms continue to drive scale, supported by a growing network of financial professionals and fintech partners.
  • Niyogin handled 14.8 crore transactions in FY24, up nearly 4x from the previous year, with Gross Transaction Value (GTV) touching ₹43,748 crore.
  • The company’s AUM as of March 2024 stood at ₹179 crore, marking a 95% YoY increase, indicating sustained growth into the new fiscal year.
Strategic Outlook:
  • With a focus on digital lending infrastructure and product innovation, Niyogin aims to deepen its presence in the MSME credit ecosystem.
  • The company is also working to improve operating leverage and expand its SaaS offerings to enhance monetization across its platform.
Sources: Business Standard, BSE Filings, Niyogin Investor Presentation, Screener.in, Capital Market India

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