Niyogin Fintech Accelerates Lending Momentum with 52.7% YoY Surge in Q1 Gross Loan AUM
Updated: July 07, 2025 13:12
Image Source: The Economic Times
Niyogin Fintech Ltd has reported a robust 52.7% year-on-year increase in its Gross Loan Assets Under Management (AUM), reaching ₹319 crore in Q1 FY25. This performance underscores the company’s expanding footprint in the MSME lending space and its successful execution of a partner-led distribution strategy.
Key Highlights and Strategic Insights:
Gross Loan AUM rose to ₹319 crore in Q1 FY25, up from ₹209 crore in Q1 FY24, reflecting strong credit demand and deeper market penetration.
On a sequential basis, AUM grew 7.8% from ₹296 crore in Q4 FY24, maintaining consistent quarter-on-quarter momentum.
The growth is attributed to Niyogin’s embedded finance model and its focus on underserved MSMEs across rural and semi-urban India.
The company’s Build-Operate-Transfer (BOT) and Banking-as-a-Service (BaaS) platforms continue to drive scale, supported by a growing network of financial professionals and fintech partners.
Niyogin handled 14.8 crore transactions in FY24, up nearly 4x from the previous year, with Gross Transaction Value (GTV) touching ₹43,748 crore.
The company’s AUM as of March 2024 stood at ₹179 crore, marking a 95% YoY increase, indicating sustained growth into the new fiscal year.
Strategic Outlook:
With a focus on digital lending infrastructure and product innovation, Niyogin aims to deepen its presence in the MSME credit ecosystem.
The company is also working to improve operating leverage and expand its SaaS offerings to enhance monetization across its platform.
Sources: Business Standard, BSE Filings, Niyogin Investor Presentation, Screener.in, Capital Market India