Paisalo Digital Ltd is set to consider fundraising through the issuance of non-convertible debentures (NCDs), aiming to bolster its capital base and support business expansion. The move aligns with the company’s strategic focus on enhancing liquidity and financing growth opportunities in the NBFC sector.
Paisalo Digital Ltd, a non-banking financial company focused on lending to self-employed borrowers and MSMEs, has announced plans to consider fundraising through the issuance of non-convertible debentures (NCDs). Scheduled for board consideration on October 30, 2025, this initiative is part of the company’s broader capital-raising strategy to strengthen its financial position.
The proposed NCD issuance aims to provide the company with additional liquidity to scale its lending operations, which include small income generation loans, mobility loans, and entrepreneurial loans tailored to credit-deprived segments in rural and semi-urban India. Paisalo has previously raised ₹50 crore through secured NCDs, reflecting investor confidence and promoter support.
This fundraising effort is expected to enhance Paisalo Digital’s ability to serve its growing customer base and execute expansion plans while maintaining a robust balance sheet. With backing from prominent investors like LIC and consistent promoter stake increases, the company remains poised for sustainable growth amidst a competitive NBFC landscape.
Notable Updates:
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Board to consider fund raising via non-convertible debentures on October 30, 2025.
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The move aims to bolster liquidity and support expansion in the NBFC lending business.
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Paisalo Digital focuses on loans to self-employed and MSME borrowers with tailored products.
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Previous NCD issuances and promoter stake increases highlight investor confidence.
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With strong backing from LIC and others, Paisalo aims for sustainable growth.
Source: Marketscreener, NSE filings, Paisalo Digital official website, Reuters