Poonawalla Fincorp Unleashes Six New Growth Engines, Rides Liquidity Wave to 53% AUM Surge

Poonawalla Fincorp Ltd has reported a spectacular quarter ended June 30, 2025, becoming a market leader in India's NBFC sector. The company reported a 52.9% year-on-year growth in Assets Under Management (AUM), which increased to ₹41,250 crore, a 15.8% quarter-on-quarter increase. The growth is driven by the inclusion of six new business segments like gold loans, consumer durable loans, prime personal loans, shopkeeper loans, education loans, and commercial vehicle loans.

 

Fincorp's liquidity profile is strong with a buffer of approximately ₹4,450 crore as of June 30, 2025, having adequate headroom for growth and business flexibility in the times to come. Poonawalla Fincorp's strategic push into high-speed retail segments such as consumer durables and digital lending has already begun gaining encouraging traction, further expanding its secured lending book and enhancing profitability.

 

Key financial metrics highlight the company’s operational strength:

 

Gross NPA remains at 1.84%, which reflects good risk management.

 

Capital Adequacy Ratio (CAR) of 22.94%, much above the regulatory requirement.

 

Net Interest Income (NII) rises 23% YoY during FY25 while it is investing in new businesses.

 

Arvind Kapil, MD & CEO, highlighted the firm's technology-led strategy and focus on expanding its retail business profitably at a fast growth pace. The new ventures are based on digital onboarding, AI-driven analytics, and a "phygital" extension of branches, with 400 new branch launches planned in FY26.

 

Key Highlights:

 

Source: Company reports, CNBC TV18, Business Upturn, The Hindu Business Line, Economic Times.