Indian Bank reported interest earned of ₹170.98 billion and a net profit of ₹30.61 billion for the third quarter. Gross NPAs stood at 2.23%, reflecting improved asset quality. The results highlight robust lending activity, prudent risk management, and steady profitability in a competitive banking environment.
Indian Bank has announced a solid set of financial results for the third quarter ended December 2025, underscoring its resilience and operational strength. The bank reported interest earned of ₹170.98 billion, driven by healthy credit growth and strong demand across retail and corporate segments.
Key highlights of the quarterly performance:
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Net profit stood at ₹30.61 billion, reflecting consistent profitability and effective cost management.
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Gross non-performing assets (NPAs) were contained at 2.23%, showcasing the bank’s improved asset quality and prudent lending practices.
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The robust interest income highlights expanding loan book activity, particularly in retail lending and MSME financing.
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Analysts note that Indian Bank’s focus on digital transformation and customer-centric initiatives has supported growth while enhancing efficiency.
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The bank’s provisioning strategy continues to balance caution with opportunity, ensuring long-term stability amid evolving market conditions.
Market experts emphasize that Indian Bank’s performance reflects the broader strength of India’s banking sector, where credit demand remains buoyant and asset quality metrics are steadily improving. With earnings momentum intact, Indian Bank is well-positioned to sustain growth while reinforcing investor confidence.
Sources: Reuters, Economic Times Market Desk, Mint, NSE Corporate Filings