Niyogin Fintech Limited recorded a strong 44.2% year-over-year rise in gross loan assets under management (AUM) to Rs. 340.5 crores in Q2 FY2026, bolstered by a 65.8% jump in IserveU Tech net revenue. The fintech’s focused execution of strategic priorities is fueling sustained growth across lending and tech segments.
Niyogin Fintech Limited demonstrated impressive growth in the second quarter of fiscal year 2026, significantly expanding its gross loan portfolio while accelerating revenue streams from its technology arm. The company’s latest performance update reflects its ongoing commitment to scaling volumes and enhancing tech-enabled financial services for the MSME sector.
Key highlights from the Q2 FY2026 financials:
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Gross Loan AUM surged 44.2% on a year-over-year basis from Rs. 236.20 crores in Q2 FY2025 to Rs. 340.50 crores in Q2 FY2026, highlighting strong lending momentum.
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The quarter-over-quarter growth was 6.3%, indicating steady expansion within the fiscal year.
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The company’s IserveU Tech segment, focused on technology-driven credit and financial services, delivered outstanding performance with net revenue jumping 65.8% YoY to Rs. 16.80 crores.
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Quarter-over-quarter, IserveU Tech net revenue rose 9.5%, with an order book valued at Rs. 595 crores, reflecting robust demand for its SaaS and fintech solutions.
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CEO and Managing Director Tashwinder Singh credited this growth to the consistent execution of strategic initiatives aimed at scaling lending operations, enhancing technology offerings, and improving service reach in both rural and urban markets.
Niyogin’s diversified portfolio includes secured and unsecured loans, buy-now-pay-later programs, and wealth tech platforms catering to micro, small, and medium enterprises. The company’s digital-first approach and AI-powered services such as document imaging and fraud detection further underpin its competitive positioning.
While maintaining solid topline expansion, the company is cautiously navigating profitability challenges within the rapidly evolving fintech landscape, investing in long-term growth and technology capabilities.
Niyogin Fintech’s strong Q2 performance underlines its emergence as a notable player in the MSME-focused fintech space, supported by prudent execution and innovation-driven growth.
Sources: ScanX Trade, Reuters, MarketScreener