Capital Small Finance Bank Ltd has reported stellar financial performance for the year ended March 31, 2025, with sustainable growth in most key metrics. The highlights follow:
Key Financial Highlights:
Deposits Growth: Deposits grew by 11.3% YoY, demonstrating that the bank continues to attract and retain customer balances.
Advances Expansion: Advances grew by a whopping 16.7% YoY, highlighting strong demand for credit as well as lean lending practices.
CASA Ratio Stability: The bank had a strong CASA ratio, helping the bank source cost-effective funds.
Asset Quality: Gross NPAs decreased by a marginal level, reflecting stronger asset quality and successful risk handling.
Capital Small Finance Bank fortifies its stance as a successful small finance bank in India. Its persistent rise in deposits and advances demonstrates its emphasis on the growth of customers and loan base. The sustainable CASA ratio and enhanced asset quality further corroborate its capital strength.
Future Outlook:
The bank's healthy performance gives a positive indication towards the next fiscal year, expecting continuous growth fuelled by emphasis on digital revolution, product innovation, and geographical expansion.
Source: Business Standard, Economic Times
Source: Business Standard, Economic TimesCapital Small Finance Bank Ltd has reported stellar financial performance for the year ended March 31, 2025, with sustainable growth in most key metrics. The highlights follow:
Key Financial Highlights:
Deposits Growth: Deposits grew by 11.3% YoY, demonstrating that the bank continues to attract and retain customer balances.
Advances Expansion: Advances grew by a whopping 16.7% YoY, highlighting strong demand for credit as well as lean lending practices.
CASA Ratio Stability: The bank had a strong CASA ratio, helping the bank source cost-effective funds.
Asset Quality: Gross NPAs decreased by a marginal level, reflecting stronger asset quality and successful risk handling.
Capital Small Finance Bank fortifies its stance as a successful small finance bank in India. Its persistent rise in deposits and advances demonstrates its emphasis on the growth of customers and loan base. The sustainable CASA ratio and enhanced asset quality further corroborate its capital strength.
Future Outlook:
The bank's healthy performance gives a positive indication towards the next fiscal year, expecting continuous growth fuelled by emphasis on digital revolution, product innovation, and geographical expansion.
Source: Business Standard, Economic Times