Tata Capital Ltd reported a consolidated net profit of ₹10.97 billion for the second quarter of FY26, supported by robust interest income of ₹69.8 billion. The results mark the company’s first quarterly earnings post-IPO and reflect strong momentum across lending, housing finance, and asset management segments.
Tata Capital Ltd, the financial services arm of the Tata Group, has announced its Q2 FY26 results, showcasing solid performance across core verticals. The company posted a consolidated net profit of ₹10.97 billion, buoyed by interest income of ₹69.8 billion. This marks Tata Capital’s first quarterly earnings release since its stock market debut in October 2025.
Major takeaways
- Consolidated net profit stood at ₹10.97 billion for Q2 FY26
- Interest income surged to ₹69.8 billion, reflecting strong lending activity and portfolio growth
- Tata Capital Housing Finance reported a 28 percent year-on-year profit rise to ₹4.4 billion
- Assets under management (AUM) for housing finance crossed ₹756 billion, up 30 percent year-on-year
- Fee income and net interest margins also improved across subsidiaries
- The company maintained stable asset quality and operational resilience despite macroeconomic headwinds
Notable updates
- Tata Capital shares have shown modest gains since listing, trading between ₹319 and ₹336
- Analysts expect continued growth in retail lending and infrastructure financing segments
- The company held an investor call to discuss earnings and future strategy, focusing on digital expansion and risk management
Sources: Livemint, Business Standard, Tata Capital investor disclosures