Loading market data...
Latest Top News
Show more
Star Health Q2 Net Premium Rises to ₹40.81 Billion; Profit Slips to ₹549 Million
Star Health and Allied Insurance Company Ltd has released its financial results for the quarter ended September 2025, posting net premium earned of ₹40.81 billion, up from ₹36.9 billion in the same period last year. The growth was driven by strong retail health insurance uptake, especially in Tier 2 and Tier 3 cities.
However, profit after tax (PAT) fell to ₹549 million, down from ₹1.17 billion YoY, largely due to rising medical claims and an 18.7% increase in total expenses, which reached ₹38.98 billion. The company’s combined ratio remained elevated, reflecting pressure on underwriting margins.
Despite the dip in profitability, Star Health continues to invest in digital platforms, agent network expansion, and new product launches, aiming to strengthen its leadership in India’s standalone health insurance segment.
Major Takeaways:
- Net Premium Earned: ₹40.81 billion in Q2 FY2026
- PAT: ₹549 million, down YoY
- Expense Surge: Total expenses rose 18.7% to ₹38.98 billion
- Growth Drivers: Retail health segment and regional market penetration
- Strategic Focus: Digital expansion and product innovation
Star Health’s performance reflects sector-wide cost pressures but also long-term growth potential in India’s health insurance market.
Sources: Business Standard, LiveMint, Star Health Annual Report
Stay Ahead – Explore Now! Luxury Gets a Wellness Upgrade: The Holistic Hospitality Revolution of 2025
ADVERTISEMENT
