Ujjivan Small Finance Bank Reports Strong Growth In FY26

The results highlight the bank’s ability to sustain growth momentum across lending and deposit mobilization, supported by its focus on financial inclusion and expanding retail presence. Analysts view the performance as a positive indicator of the bank’s resilience in a competitive small finance banking sector.  

Loan Book Expansion  
The gross loan book touched ₹406.55 billion, reflecting strong demand for credit across retail and MSME segments. The growth underscores Ujjivan’s strategy of deepening its reach in underserved markets while maintaining asset quality.  

Deposit Growth  
Deposits rose to ₹456.61 billion, marking a 21.3% increase year-on-year. The growth in deposits highlights customer trust and the bank’s ability to attract funds through diversified offerings, including savings accounts and fixed deposits.  

Outlook Ahead  
With strong growth in both loans and deposits, Ujjivan is well-positioned to deliver consistent performance in FY27. The bank’s focus on digital banking and customer-centric services is expected to further strengthen its market presence.  

Key Highlights 

• Gross loan book at ₹406.55 billion, up 26.6% YoY  
• Total deposits at ₹456.61 billion, up 21.3% YoY  
• Strong growth across retail and MSME lending  
• Deposit mobilization reflects customer confidence  
• Bank positioned for continued expansion in FY27  

Sources: Reuters, Economic Times, Business Standard