Airtel Payments Bank Q4 Profit Surges 138% to Rs 26 Crore, Driven by Digital Banking Boom

Airtel Payments Bank has posted a fantastic 138% quarter-on-quarter rise in net profit for the fourth quarter ended March 2025, crossing Rs 26 crore. The bank's strong performance was led by a boom in the adoption of its 'Safe Second Account' product, diversified growth in urban transit, rural business solutions, and a robust digital payments ecosystem.

The Q4 revenue of the company rose 34.7% YoY to Rs 726 crore, and full-year revenue jumped 47.5% to Rs 2,709 crore. FY25 net profit was Rs 63 crore, 81.4% higher than the corresponding period. The year-on-year rise in EBITDA was 64% to Rs 299 crore, marking superior operating efficiency.

Customer balances of Airtel Payments Bank increased to Rs 3,659 crore, up by 30.6%, and the Gross Merchandise Value (GMV) for the year came at Rs 3,80,800 crore. The bank now handles close to 12 billion transactions every year and caters to three out of four villages in India, digitizing more than Rs 8,000 crore of cash per month.

Key Highlights:

Q4 FY25 net profit: Rs 26 crore (up 138% YoY)

Q4 revenue: Rs 726 crore (up 34.7% YoY)

FY25 net profit: Rs 63 crore (up 81.4%)

FY25 revenue: Rs 2,709 crore (up 47.5%)

Customer balances: Rs 3,659 crore (up 30.6%)

GMV: Rs 3,80,800 crore

More than 5 lakh active banking points, most of them in rural India

2.5 million+ RuPay NCMC On-The-Go card users

Processes one in two domestic remittances and one in five Aadhaar-enabled payments in India

Growing digital payments in B2B and urban transit, including five major metro networks

Airtel Payments Bank's MD & CEO, Anubrata Biswas, focused on the speedy uptake of secure digital banking and the commitment of the bank to filling the digital gap, particularly in rural and underbanked segments.

Source: The Economic Times