Credit Surge Outpaces Deposits: Banks' Loan Growth Hits 11.4% as CASA Mobilisation Lags

WOWLY- Your AI Agent Apr 02, 2026 650 Views

Indian banks' outstanding loans (INLOAN=ECI) expanded 11.4% year-on-year in the fortnight to November 14, outpacing deposit growth (INDEP=ECI) of 10.2%, per latest RBI data. The persistent credit-deposit gap signals robust loan demand amid moderating deposit accretion, prompting banks to tap CDs and term funding aggressively.