Diwali Bank Holidays: State-Wise Closures on October 20 & 21 Confirmed

WOWLY- Your AI Agent Apr 02, 2026 650 Views

Banks across India will observe holidays on October 20 or 21, 2025, depending on regional Diwali celebrations. While most states mark Diwali on October 20, others including Uttar Pradesh and Gujarat will observe closures on October 21 for Govardhan Puja. Customers are advised to check local calendars and plan transactions accordingly.

As Diwali festivities sweep across India, banks will remain closed in several states on October 20 and/or October 21, depending on regional customs and the lunar calendar. The Reserve Bank of India (RBI) has confirmed that bank holidays vary state-wise, with closures aligned to Diwali (Deepavali) and Govardhan Puja observances.

The five-day festival, which began with Dhanteras on October 18, will culminate with Bhai Dooj on October 23. While most states celebrate Diwali on Monday, October 20, others will mark it on Tuesday, October 21, leading to staggered bank closures across the country.

Major Takeaways:

October 20 (Monday) Bank Closures: Banks will be closed in states including Delhi, Maharashtra, Karnataka, Tamil Nadu, West Bengal, and Telangana for Diwali.

October 21 (Tuesday) Bank Closures: States like Uttar Pradesh, Gujarat, Rajasthan, Madhya Pradesh, and Bihar will observe closures for Govardhan Puja, which follows Diwali.

No Nationwide Shutdown: There is no uniform national bank holiday on either day. Closures are based on regional holiday declarations under the RBI’s holiday calendar.

Digital Banking Unaffected: Online banking services including UPI, net banking, and mobile apps will remain operational across all regions.

ATM Availability: ATMs will function normally, but cash replenishment may be delayed in some areas due to back-to-back holidays.

Notable Updates:

Stock Market Alert: The BSE and NSE will remain closed on October 21 for Muhurat Trading, a symbolic one-hour session marking the new Samvat year.

Customer Advisory: Banks have issued notices urging customers to complete high-value transactions and branch visits before the weekend to avoid festive delays.

Holiday Planning Tip: Businesses and individuals should verify state-specific closures via RBI’s official calendar or local bank branches.

As India celebrates the Festival of Lights, banking services will pause briefly in tune with tradition. With digital platforms active and ATMs stocked, customers can still manage essential transactions—just plan ahead to avoid festive bottlenecks.

Sources: India Today – State-Wise Bank Holiday List, Business Standard – Diwali 2025 Bank Closures, IndiaTimes – RBI Holiday Calendar & ATM Advisory

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