8 Affordable Cities Where You Can Retire Early—And Still Live Comfortably

Dreaming of an early retirement but worried about your budget? You’re not alone. The good news is, there are plenty of cities—both in India and abroad—where you can stretch your savings without giving up on comfort, good healthcare, or a vibrant lifestyle. Here’s a closer look at eight places where retiring early can actually feel like an upgrade.

 

Top Picks for Budget-Friendly Retirement

 

Mysore, India

Famous for its relaxed pace, clean air, and wellness culture. Rents are low (a nice 2BHK for Rs 12,000–20,000), and the city has great hospitals and parks.

 

Coimbatore, India

Nestled by the Western Ghats, Coimbatore offers a peaceful vibe, mild weather, and excellent healthcare. Public transport is easy, and you can get a comfortable apartment for less than in most big cities.

 

Siliguri, India

If you love mountain views and fresh air, Siliguri is a hidden gem. Life is simple, pollution is low, and rents are among the cheapest for a city this size.

 

Bhubaneswar, India

This city combines ancient temples with modern hospitals and affordable living. The cost of groceries, rent, and even entertainment is refreshingly low.

 

Penang, Malaysia

Think tropical beaches, a lively food scene, and a welcoming expat community. Healthcare is top-notch, and you can live well for much less than in most Western cities.

 

Budapest, Hungary

European charm without the high price tag. Budapest offers beautiful architecture, a rich cultural life, and affordable rents, especially outside the city center.

 

Tucson, Arizona, USA

If you’re after sunshine and an active lifestyle, Tucson is a great pick. Housing is affordable, healthcare costs are lower, and there’s no state tax on Social Security.

 

Omaha, Nebraska, USA

Known for its friendly neighborhoods and arts scene, Omaha has reasonable rents and plenty of green spaces—perfect for a laid-back retirement.

 

These cities prove you don’t need a fortune to retire early and well. With a little planning, comfort and adventure can go hand in hand.

 

Sources: Financial Express, International Living, Get Golden Visa, The IFW, U.S. News, Investopedia, Travel + Leisure