Bajaj Housing Finance’s Q4 Surge: Profits Jump, Revenue Hits New High

Bajaj Housing Finance Limited (BHFL) reported a robust quarter ended March 31, 2025, with revenue from operations at ₹25.08 billion and profit after tax (PAT) at ₹5.87 billion. This is the second consecutive quarter of growth for the housing finance arm of the Bajaj Group, which indicates its growing market presence and robust demand for housing loans.

 

Key Highlights:

 

Resilient Revenue Expansion: Q4 total operating revenue was at ₹25.08 billion, fuelled by aggressive loan disbursements and robust growth in demand for housing financing solutions.

 

Surge in Profits: PAT during the quarter was at ₹5.87 billion, evidencing high year-on-year growth, consistent with analyst expectations of a 60% surge in profits. Growth was buttressed by flat net interest margins and effective cost containment.

 

Increasing AUM: Assets Under Management (AUM) increased significantly, reaching ₹1.14 lakh crore, an increase of 26% year-over-year, which reflects the company's stable business growth and robust loan book expansion.

 

Operational Efficiency: Net interest income and pre-provision operating profit also rose well, while credit costs and operating expenses were well-managed.

 

Market Sentiment: The company's share price has risen by 8% over the last month, which indicates investors' faith in its growth path and financial health.

 

With its strong Q4 performance, Bajaj Housing Finance continues to reinforce its leadership in Indian housing finance.

 

Sources: Business Today, Economic Times, Angel One