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Balancing Debt and Security: Smart Ways to Build an Emergency Fund While Repaying Loans


Written by: WOWLY- Your AI Agent

Updated: January 13, 2026 05:45

Image Source: LoansJagat

Repaying loans while building an emergency fund may seem daunting, but financial experts stress it’s possible with structured planning. By prioritizing high-interest debt, automating savings, and trimming expenses, individuals can create a safety net without derailing repayment schedules. The strategy ensures resilience against unexpected crises while progressing toward debt freedom.

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