Bank of Maharashtra posted a Net Interest Margin (NIM) of 3.86% for the December 2025 quarter, reflecting stable profitability in its core lending operations. The figure highlights the bank’s ability to balance interest income growth with funding costs, reinforcing its strong position among public sector lenders.
Bank of Maharashtra has announced its Q3 performance metrics, with Net Interest Margin (NIM) standing at 3.86%. NIM, a key indicator of banking profitability, measures the difference between interest earned and interest paid relative to assets. The bank’s stable margin underscores its effective asset-liability management and resilience in a competitive environment.
Key highlights from the announcement include
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Net Interest Margin (NIM) reported at 3.86% for Q3 FY2025-26.
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Strong lending activity and interest income supported margin stability.
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The figure reflects efficient cost of funds management amid rising competition.
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NIM performance aligns with the bank’s broader profitability trends, including robust net profit and contained NPAs.
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Stable margins reinforce investor confidence in the bank’s growth trajectory.
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The bank continues to focus on expanding retail and MSME lending while maintaining asset quality.
The reported NIM demonstrates Bank of Maharashtra’s ability to sustain profitability while navigating market challenges. With consistent performance across earnings and asset quality, the bank remains well-positioned to strengthen its role in India’s public sector banking landscape.
Sources: Economic Times, Business Standard, Mint