Before 30, Master This: 8 Money Truths That Save You From Regret Later

In a viral post that’s sparking financial self-reflection, CA Nitin Kaushik has shared 8 brutally honest money lessons every young adult should learn before turning 30. His advice, now trending across LinkedIn and financial platforms, cuts through clichés to deliver real-world financial wisdom—from gadgets to relationships.

Kaushik urges young earners to invest in quality, not trends—especially when it comes to electronics. “Cheap electronics = expensive replacements,” he warns. He also advises against buying heavy furniture while renting, citing high moving costs. One of his most practical tips: save at least 5% of your salary in physical cash to curb impulsive spending.

He stresses the importance of health insurance, noting that one hospital bill can wipe out months of savings. Diet matters too—cutting sugar and palm oil can reduce long-term medical expenses. On credit cards, he’s blunt: “It’s a tool, not a temptation.” And when it comes to love? “Date someone who understands finance. Love doesn’t pay EMIs.”

Key Highlights:
Buy quality, not trends—especially phones

Avoid heavy furniture while renting

Save 5% of income in cash

Get health insurance early

Eat healthy to save on future medical bills

Use credit cards wisely

Choose a financially aware partner

Source: India Today

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