Cholamandalam’s Q4 Profit Soars: AUM Rockets Past Expectations, Investors Take Notice

Cholamandalam Investment and Finance Company Limited (CIFCL) delivered a strong financial performance for the quarter ended March 31, 2025. The company reported a consolidated total revenue from operations of ₹7,025.05 crore, marking a 30% year-on-year increase from ₹5,388.01 crore in the same quarter last year. This growth was primarily driven by higher interest income and a notable rise in fee and commission income.

 

Net profit for the quarter surged to ₹1,266.72 crore, up 19.7% from ₹1,058.10 crore in Q4 FY24. The company’s total income, including other income, reached ₹7,120.69 crore, further underscoring its operational momentum. Assets Under Management (AUM) stood at ₹1,99,876 crore, reflecting a 30% year-on-year growth and surpassing the company’s earlier guidance of 25%.

 

Despite an increase in finance and impairment costs, CIFCL maintained solid profitability, supported by consistent credit growth and improved collection efficiency. The management remains optimistic about sustaining this growth trajectory, with an ongoing focus on expanding AUM and maintaining disciplined asset quality.

 

Source: Business Upturn