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Dhanlaxmi Bank has reported a net profit of ₹232 million for the second quarter of FY26, supported by interest earnings of ₹3.84 billion. While gross NPAs stood at 3.10 percent, the bank maintained operational stability and continued its focus on improving asset quality and profitability.
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Quarterly Snapshot Reflects Operational Resilience
Dhanlaxmi Bank’s Q2 FY26 results indicate a stable financial trajectory, with the bank recording ₹3.84 billion in interest earned and ₹232 million in net profit. Despite macroeconomic challenges, the bank has managed to contain its gross non-performing assets (NPAs) at 3.10 percent, reflecting prudent risk management and recovery efforts.
Important Points From The Q2 Earnings
Interest income growth
The bank earned ₹3.84 billion in interest, indicating consistent lending activity and healthy asset utilization.
Profitability maintained
Net profit for the quarter stood at ₹232 million, showcasing operational efficiency and cost discipline.
Asset quality in focus
Gross NPAs were reported at 3.10 percent, suggesting ongoing efforts to manage credit risk and improve recovery mechanisms.
Strategic outlook
The bank is expected to continue focusing on retail and SME segments while enhancing digital capabilities to drive future growth.
Sources: Dhanlaxmi Bank Statutory Reports, Mint
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